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Home » Buying Stellar (XLM) is a safer bet than buying Bitcoin in 2022

Buying Stellar (XLM) is a safer bet than buying Bitcoin in 2022

What is Stellar (XLM) is all about

The Stellar (XLM) network is a decentralized, open-source protocol for sending and receiving payments in any pair of currencies. It connects people, payment systems, and banks focusing on the developing world.

It was created in 2014 by Jed McCaleb, founder of Mt. Gox and co-founder of Ripple. It is in use as a worldwide payment system that helps overcome the inefficiencies of other currencies.

Is Stellar a good investment?

Every day, more and more consumers are looking to invest in Stellar XLM. Here are some of the things you should know before investing:

Stellar XLM has the potential to change your life. But there are risks involved with any investment—and so many other factors that can affect your ability to earn a profit. Before you risk your hard-earned money on an asset like this, take time to read about what it is and who stands behind it.

What makes Stellar different from other cryptocurrency projects

XLM is a cryptocurrency project focuses on improving the movement of money globally. Unlike many other projects, Stellar’s network is built for scalability and can process thousands of transactions per second with only a small fee. It’s an ideal platform for decentralized applications that require high-volume transaction processing, such as micropayments, remittances, and mobile payments.

The most significant difference between Stellar and other cryptocurrencies is that Stellar is not based on blockchain technology. Instead, Stellar uses a custom consensus algorithm called “Stellar Consensus Protocol” (SCP) to validate transactions. Theoretically, this makes the network more efficient than other blockchains that use proof-of-work (PoW) or proof-of-stake (PoS) to validate transactions.

Here are some of the more specific ways in which Stellar differs from other cryptocurrencies:

-Stellar pays out inflation rewards to individual accounts based on their stake instead of distributing them proportionally to all accounts.

-Stellar has automatic execution of smart contracts. It doesn’t require any particular programming language to build them or any unique mechanism to activate them.

Stellar is much more than just a cryptocurrency. It’s a community of developers and organizations working to support each other and help each other succeed in the crypto space.

Use cases for Stellar (XLM)

Use case 1: Chris wanted to send $1000 to his sister in Brazil. He looked at the banks, was not thrilled with their fees, and decided to look for Stellar. He found an app that he liked and sent $1000 XLM to his sister’s account. Chris’ sister then used the money to buy a house for her and her family.

Use case 2: Chris wanted to send $1000 XLM but did not have any money in his account. His friend Mary had some $, so Chris asked Mary if she could cover the transaction fee for him. Mary agreed, and Chris transferred $1000 XLM from Chris’ account to Mary’s account. Mary then sent the $1000 XLM from her account to Chris’ sister’s account.

The transaction cost $0 because of the network effect created by Stellar’s ecosystem.

Stellar’s primary use case is to facilitate cross-border payments

Stellar is part of the Stellar Consensus Protocol, which makes it fast and affordable to move money internationally

Other use cases include: managing your savings, creating a wallet for kids, and building decentralized exchanges

IBM backs stellar as one of their use cases

Stellar is a new company backed by IBM. IBM has promoted Stellar by saying that it is a great way to conduct international transactions. Stellar is open source and is the first cryptocurrency based on the Ripple platform, but they are not affiliated with Ripple.

Stellar (XLM) price prediction

The cryptocurrency initially experienced a meteoric rise, rising from almost no value to $0.91; however, since then, it has fallen back down to USD 0.20.

Stellar is currently an undervalued cryptocurrency with enormous growth potential. At the time of writing, Stellar is ranked at #30 on CoinMarketCap; however, I predict that it will shoot up to become number 12 by the end of 2022.

Stellar XLM has a price prediction of $0.50. The price is already $0.25, so it’s about to double!

Which exchanges is Stellar available on?

Stellar is available on several different exchanges, including Binance, Bittrex, and Kraken.


Stellar is a fantastic project that is already backed by industry heavy-hitters. Stellar is fast and cheap to transact on while still providing incredibly secure and reliable confirmations on each transaction. And perhaps most important of all, Stellar enables ICOs with an easy-to-use platform that also offers FIAT transactions and compliance features. Overall, I think XLM will be one of the best-performing coins of 2022.

1 thought on “Buying Stellar (XLM) is a safer bet than buying Bitcoin in 2022”

  1. I think Daniel is the key. I’m concerned in the actual profit it’s so cheap to use Steller.perhaps after adoption they will increase fees. I believe they took away the inflation adjustment. I think at 50 Billion current coins. It’s going to be a slow grind. But Bit Coin an Ettherium are on there way out! They carbon Neautral coins will be adopted soon. An all stable coins will increase. Xlm,XrP, Algorand,,Hbar,I’m waiting for the bottom an I’m putting in Xlm. It will after mass adoption be 100dollars 5 years I figure. The Lumen is not a coin it a unit a basket like a bit. IT WILL SPREAD AN ATTACH TO ALL FIAT WORLD CURRENCY. That’s when it will rocket up an stay on a even keel. IM 51 I’m happy for the first time I’m ahead of the pack. The Federal Government loves Stellar an they have taken a liking to the Ceo Daniel Dixon. She will be our ambassador of Quan. There will be Stellar Millionaire parties In 2027 or sooner if the Government moves. IT REALLY HAZ TO THE OLD WAYS will kill the USD An there’s a checkmate. Stellar is superior they will be forced to adopt. The World Bank is already on board the US has no choice They Must Go Digital. China an Russian are forcing them into the Blockchain! Not bad for a Ged lol…

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